Our wealth management strategy begins with discovery. A significant amount of time is spent getting to know the personal situation of each client. Goals, income needs, risk tolerance, capital expenditures, liabilities, family relationships, advisors, etc. are identified and analyzed prior to making any recommendations.
An integrated financial plan is then designed to achieve the goals of the client. The plan generally incorporates the clients’ investment portfolios, estate taxes, income taxes, liabilities, insurance, asset protection, and philanthropy.
A customized investment portfolio, which may include equities, fixed income, and alternative assets, is created to meet the clients’ income, growth, and risk objectives.
Once the plan is implemented, we monitor and adjust the plan as our clients’ lives change and as investment opportunities vary. Tactical adjustments to portfolios, or planning vehicles, and analyzing other investment opportunities are all part of the relationship.